Summer is fast approaching and at the same time, a lot of travel plans and adventures are on the way of planning. But how can we travel first and foremost is the right and the perfect car for travelling especially if it will be a long road trip?
Just last few months we've been travelling via air and seas but this coming month we're planning on a road trip for a change. We planned to rent a van but then I realized why not buy a new Van for other more future road trips in all the destination list we have in line.
Let me share with you my MUST consider tips for choosing a road vehicle:
The Budget
Ow yes first to think about is the budget for buying your new road trip car, what will be your budget can it cover the vehicle you chose and you really wanted? What if the vehicle you really wanted doesn't meet your budget? Well, there will always be a lot of options if you only have a less budget for the price of the vehicle you want you can always opt for a car loan or a monthly mortgage. Remember there's always a way if you really want to have something so precious.
The Right Car
Ok, so when you finally get through with the budget now choosing the right car is very important and crucial at the same time because it's like choosing a house that you intend to leave on for long years. Make sure that when you chose the right car its something you really want and won't regret buying. At the same time make sure that you can go different places and be having some of your stuff in it as well as it can accommodate your family for road trips.
High Tech Car
Come on welcome to the techie world where everyone uses the internet to entertain them while on the road. Make sure you are equipped with a fast wifi connection, have a Bluetooth for speakers that can accommodate music inside the vehicle, a tv screen to not make the people sleepy you are travelling with, a car connector charger to avoid getting low battery and of course a well equipped air conditioned, ow summer though its so hot outside travelling is more fun when its cold inside the vehicle.
Space of the Car
Like what I said when you consider buying your new vehicle treat it like buying a new house. Make sure that when you travel you have the spacious compartment that you can bring with you some camping types of equipment, or barbeque stuff and other travel needs may it be on a beach or hills.
Maintenance of the Car
Make sure the vehicle you will purchase has a good quality of tires and is it fuel cost friendly remember long road travelling will costs you a full tank fuel. Check also the light bulbs is it a good quality and does it gives you the brightest light on during night road trips. It is important to look for a vehicle that will also male you feel safe and secure.
You can find the right travel car at Cars.com. They have different models and travel types of vehicles to chose from.
"We have made insurance very simple. While we offer basic insurance products, we try to be as relevant as possible to the market we serve. Insurance helps families cope with life's challenges by ensuring dreams are fufilled. I want our company to be known as a "company with a heart" and a company that can be relied upon to deliver its commitment. We will continue to deliver what we promise to give."~Geraldine Desiderio-Garcia, Senior Vice President and General Manager of CBIG
It is my first time to hear about Country Bankers Insurance Corporation and I thought to myself I should have known them earlier in my working days in a corporate world. Because I just found out they had been around for more than five decades of existence, providing simple and affordable insurance that Filipino families really need. I know a lot of simple workers who deserve to have this kind of Insurance. I myself got interested to be insured because come on lets face it with the different insurance company coming out they have this high standard of complying with the monthly insurance savings if not mistaken most of their clients are Class A and B and with lots of requirements is needed which the other Class C, D, E, couldn't provide so easily. It was such a privilege to be invited to Country Bankers Insurance Corporation Blog Con at Casino Espanol de Manila last February 27, 2018.
Ms. Ai Ai delas Alas as their endorser and Ms. Geraldine Desiderio-Garcia
The legacy of Employment
Country Bankers Insurance Corporation (CBLIC) was established on March 28, 1965, founded by Mr. Jose E. Desiderio, Sr., as the President. The insurance needs started in rural areas, catering to small and medium business entrepreneurs, farmers, fishermen, and public school teachers - a market that had been untapped in the 60s.
Country Bankers found its niche as the chosen insurance provider in the countryside and allowed rural folks to avail of an affordable, reliable insurance plan that had previously been unavailable to them.
This legacy of accessible insurance to low-income Filipinos has been passed on to the Desiderio family third-generation members who are now running the company. At its helm is Geraldine Desiderio-Garcia, Senior Vice President and General Manager of CBIG.
Simple, Straightforward Service CBIG has 2 subsidiaries:
Country Bankers Insurance Corporation (CBLIC) - a life insurance provider.
Country Bankers Insurance Corporation (CBIC) - for non-life insurance products. Both have stayed on track in giving Filipinos straightforward and non-intimidating insurance options.
"There have always been challenges that need to be overcome but we remain solid and committed to serving the needs of the common Filipino. Through the years we have proven to be reliable insurers by reaching out to our target market and giving them the insurance that answers their needs."~Attly. Romeo G. Velasquez, President of Country Bankers Insurance Group (CBIG)
Country Bankers Insurance Corporation micro-insurance products help educate Filipinos on the benefits of insurance by promoting its value to a broader market. A large consciousness on the advantages of insurance is instrumental in protecting disadvantaged Filipinos, who face heavier burdens during times of catastrophe and financial distress.
For several years now Country Bankers Insurance Corporation continues to develop a wide array of insurance plans that are not only practical and relevant but also provide the necessary support for plan holders in times of need.
The Classic Benefit Plan offers insurance protection up to age 96 and is payable in a three-, five-, seven-, or ten-year period. Alalay sa Buhay (ASB), on the other hand, provides renewable one-year insurance to individuals 13-70 years old for only Php 365.00, with natural and accidental death benefits. ASB is also available for families and seniors, with ASB family being renewable up to age 70 for principal insured and covers up to 3 to 5 family members for only Php 750.00 for one unit. ASB for Seniors covers individuals ages 71-80 and offers insurance for one year for only Php 1,000.00 for one unit.
Country Bankers Insurance Corporation ceaselessly works on ways to innovate its products, to better serve the market it now has, and further expand its reach. As Country Bankers Insurance Corporation continues to evolve as a company, it remains true to its core values - sincere, dependable service to farmers, fishermen, small and medium business owners, employees, and teachers, mostly from rural areas. Country Bankers Insurance Corporation remains an able ally to Filipinos seeking security for themselves and their families, through its life and nonlife products.
“We’re so excited to finally open the most exciting PROMIL Four i-Shine Talent Camp 6 yet, where we will witness, once again, the awesome talents of the young participants. This year, we are also bringing back our camp masters on board, who will help discover, nurture, and inspire their talents so that they will shine brightly.”~Yvette Villegas, Brand Manager of PROMIL Four
Kids all over the country have another chance to discover their gifts and shine brightly under the mentorship of experts in the field of Dance, Music, Arts and Engineering as the PROMIL Four iShine Talent Camp open its sixth season, this summer.
We know that children already have the skills one sort or other. Some kids will have a knack for singing, while others will excel in painting. Letting them explore on their own is essential to discover and nurture their true gifts. For instance, motivating kids to participate in various activities is a good opportunity to discover their interests. Aside from stimulating their creativity, doing this will also help push children to explore their full potential. While they are young, allowing your kids to realize their talents is helpful in honing their skills. And as parents, we can be the number one support that they need.
Mentors and partner organizations for the iShine Talent Camp 6 are:
Robert Alejandro, Art director and one of the owners of Papemelroti.
Georcelle Sy together with GForce Dance School, choreographer to the stars.
Maestro Ryan Cayabyab and Music School of Ryan and Teacher Lei Sta. Maria of Engineering for Kids.
PROMIL Four believes that every child is gifted. And for these gifts to be realized, they have to be nurtured through proper parenting, proper stimulation and proper nutrition.
PROMIL Four, which is specially formulated for children 3 years and above is the only brand that contains NUTRISSENTIALS —the combination of the unique and important nutrients that helps develop a strong body and support sharp mind to help Nurture the Gift. Through this nutritive value, coupled with the combined efforts of the parents and environment, children will grow to their full potential.
To help nurture your child’s gift, PROMIL Four i-Shine Talent Camp 6, a venue for children to play and learn, continuously commits into helping the next generation of talents and allow them to discover and develop skills set focused in the field of Art, Engineering, Dance, and Music.
Benju with Toni Gonzaga-Soriano
The PROMIL Four i-Shine Talent Camp 6 will run from April 2 to May 3, 2018. It will be conducted in different locations in Metro Manila and will be concluded through a recital on May 11, 2018, where the participants of all four workshops will perform. The PROMIL Four i-Shine Talent Camp 6 will also visit key cities in Luzon, Visayas, and Mindanao via road shows to allow children outside Metro Manila to experience the thrill of the workshops.
PROMIL Four i-Shine Talent Camp 6 is now accepting enrollees for the summer activity. To enrol, parents should purchase any of the participating PROMIL Gold Four or PROMIL Four variants, which has a corresponding discount to any of the kid’s chosen talent workshop. The pre-registration, on the other hand, will be done online through PROMIL Four i-Shine Talent Camp 6 website.
The PROMIL Four i-Shine Talent Camp helped discover and nurture the young Filipinos’ gift in partnership with parents. It is initiated by PROMIL Four, a milk brand, specially formulated for children above three years old. It is also the only brand that contains NUTRISSENTIALS—the combination of the unique and important nutrients that help support mental and physical development to help Nurture the Gift, together with balanced diet and healthy lifestyle.
Benju Caritativo, 5 years old
To know more about PROMIL Four i-Shine Talent Camp 6, visit www.ishine.ph. You may also log on to www.wyeth.com.ph to know more about PROMIL Four.
"Competing at the level of the winter Olympics, in the company of world-class figure skating talents, and performing in front of the world, is already a reward. I am honored to have represented the country int hat tournament and hope I have become an inspiration to the next generation of ice athletes." ~Michael Christian Martinez
Michael Christian Martinez represented the country at the 2018 Winter Olympics in PyeongChang, South Korea where he came up short in his bid to advance in the men's singles figure skating event. Despite the setback, the winter Olympian is honored to be given the chance to compete once more in the global ice tournament.
"We are grateful for the sacrifices made and dedication showed by Michael Martinez in the just-concluded winter Olympics. He has become not only a source of pride but also an inspiration especially for the budding ice athletes who, I believe, will carry our country's colors in future international competitions."~Herman Emiliano Medina-Cue, SM Lifestyle Entertainment Inc. Chief Operating Officer
Martinez was welcomed home by his family, supporters, and fans. He was also presented with a certificate of recognition for his efforts in representing the country and heralding ice skating in the Philippines to new heights.
Martinez had a relatively short time to prepare as the Philippines was only advised and allowed to compete as a first alternate after Olympic qualifier Sweden withdrew in January. Prior to his return to the winter Olympics, Martinez won the silver medal in the 2017 Southeast Asian Games.
Home of the country's ice athletes SM Lifestyle Entertainment Inc. has been supporting the development of Filipino ice athletes, including the Southeast Asian Games gold medal-winning PhiUppine Ice Hockey team, and various ice sports in the country by implementing the SM ice skating sports program and maintaining Olympic-size ice skating rinks in Metro Manila and Cebu City. Some of the young athletes who train at SM Skating are figure skaters Jules Alpe, Alisson Perticheto, Samantha Cabiles, and Sofia Guidote. The ice skating rink at the SM Mall of Asia can host not only recreational and competitive figure skating and speed skating events but also ice hockey games. Located at the main mall's third level, the 1,800-square meter rink boasts of complete facilities for hockey games such as a digital scoreboard, players' boxes, scorekeeper and penalty boxes as well as two locker rooms with hot and cold shower. Visitors can conveniently watch practices, training, exhibitions, shows, games, and tournaments at the 200-seater stands located around the rink. Those wanting to take a quick bite can head to the snack booth for hotdogs, burgers, nachos, popcorn, coffee cakes, pastries and ice-cold beverages. The ice skating rink also has a spacious lobby and multi-purpose rooms for sports training, meetings, and social functions while a clinic provides immediate first-aid assistance for any minor sports-related injuries. About SM Skating Starting as a leisure rink built by the inspired Henry Sy Sr. whose interest was piqued by the grace and class of figure skating, the SM Skating Rink possesses the only Olympic sized ice skating rinks in the entire country. Aside from being a venue for events and leisurely skating, the SM Skating Rink also provides lessons for Figure Skating, Ice Hockey, and other sports on ice. Proving right of Henry Sy Sr.'s vision of a tropical country excelling in a winter-based sport, the SM Skating Rink has been home to world-class figure skaters, such as Michael Martinez, who internationally compete in prestigious championships such as the Winter Olympics in Sochi. This year, the SM Skating Rink will introduce more sports and activities to the team on the ice, and events that will cater to the existing and new water-based sports. For the skating lessons, please visit: http://smskatingrink.com/rates-and-packages/
"As a brand that continues to change the way people feel about insurance, FWD saw the North Pole Marathon as a unique platform to empower people to overcome extreme challenges, to pursue their aspirations without worries, and to ignite their passion for life-enriching experiences. With blaze a Trail in the Arctic as our Philippine campaign promoting the marathon, we aim to encourage Filipinos to live life to the fullest, because we will always have their back! Louie's resilience in overcoming life's challenges is one trait that resonates with Filipinos and this made him the perfect choice to represent the Philippines in the marathon. His inspiring story and his passion for sports, which he uses to inspire Filipinos to live an active lifestyle, also best represent what FWD stands for: pursuing one's passions and celebrating life without hesitation. As such, FWD will be providing Louie with insurance protection so that he can embrace the North Pole Marathon challenge worry-free."~Peter Grimes, FWD Life Philippines President, and Chief Executive Officer
Imagine running a top hard ice and snow, in the extreme cold of the North Pole, with only 6 to 12 feet of ice separating you from 12,000 feet of the Arctic Ocean.
Mr. Rien Hermans
Are you brave enough to face this challenge? FWD Life Philippines, one of the fastest-growing insurance companies in the country, launches the FWD North Pole Marathon, Blaze a Trail in the Arctic.
Ms. Roche Vandenberghe
FWD Life Philippines, one of the country's fastest-growing insurers, today launched its "Blaze a Trail in the Arctic" campaign in conjunction with the FWD North Pole Marathon 2018, the world's coolest marathon which will be held on April 9 this year. FWD is the marathon's title sponsor.
FWD will sponsor ten (10) runners from six (6) countries across Asia who will showcase their passion and determination to take extreme challenges and embrace this experience of a lifetime, traversing the 42-kilometer path with an average temperature of -30 degrees centigrade. The North Pole Marathon is recognized by the Guinness World Records as the "Northernmost Marathon on Earth".
FWD sponsors a cancer survivor ready to conquer the top of the world!
FWD Philippines will be represented by Louie Sangalang, a multi-sport athlete who engages in mixed-martial arts, boxing, and triathlons. A Proud cancer survivor, Louie was diagnosed with cancer of the appendix when he was 21. But instead of giving up, Louie who has been in remission since 2000 turned to sports and was able to bounce back successfully.
Louie Sangalang will be joining other runners from all over the world, including representatives from other countries where FWD operates:
Hongkong
Indonesia
Singapore
Vietnam
Japan
Philippines
"I want to inspire my fellow Filipinos with my story. This is why I'm running. I want them to feel empowered, that despite the many challenges that life throws, you can come back better and stronger with the right attitude."~Louie Sangalang
FWD Philippines formed a North Pole Marathon squad who will support and help Sangalang's mental, physical, and emotional preparations. Included in the squad are:
Ani De Leon-Brown, a triathlon icon who will collaborate with his personal trainer and coach Ige Lopez for Louie's physical preparedness.
Romi Garduce, a mountain climber who will share his insights on surviving extreme weather conditions.
Maricel Laxa-Pangilinan and son Benjamin, who will provide emotional support and motivation.
Sam YG, Sports enthusiast and funny man who will help keep the rigorous sometimes stressful training, lighthearted and fun(ny).
Marathon and campaign updates will regularly be made available via the official website npmarathon.fwd.com.ph.
About FWD Philippines
FWD Life Insurance Corporation ("FWD Life") is the first life insurance company licensed by the Insurance Commission of the Philippines under the new Insurance COde. FWD launched its commercial operations in September 2014. After its second full year of operation in 2016, FWD ranked #12 in total premium income, up one notch from the previous year, according to the Insurance Commission's report. By March 2017, FWD Life is the highest-capitalized life insurer in the Philippines with Php 2.3 billion in paid-up capitalization.
FWD Group spans Hongkong and Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, and Japan, offering life and medical insurance, general insurance, and employee benefits across a number of its markets. Established in Asia in 2013, FWD is the insurance business arm of the investment group, Pacific Century Group. In the Philippines, FWD has nine business hubs located in key cities nationwide with its headquarters in Bonifacio Global City in Taguig.
FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.
“I think what’s really important is we work to dispel the myth that sports nutrition is only for the elite right because it’s really for the everyday person. It’s for anyone who is active; anyone who is eating to get their heart rate down; anyone who wants to sweat a little bit. I think a lot of people do need to understand that sports nutrition is for them, but along with that is the question of how you become active. So I think again taking ` baby steps’ will not just help your body, it's going to help your brain. It's going to help everything just by incorporating a little bit of physical exercise into your everyday life.” ~Dr. Dana Ryan Senior Manager, Sports Performance, and Education
Last February 2, 2018, I got invited in Herbalife Nutrition Media Roundtable Discussion with Dr. Dana Ryan Senior Manager, Sports Performance, and Education, she is responsible for helping establish Herbalife as a global leader in sports nutrition. Dr. Ryan has worked with members of the LA Galaxy, Flamengo, Pumas, Barcelona FC and Liga in Ecuador, Football Players training for the NFL Combine and others in support of their nutrition programs at the Meeting Room 12 2nd Floor SMX Convention Center, Moa Complex, Pasay City.
Dr. Ryan explained that the principle of sports nutrition applies to everybody. Even if elite athletes train hard and their nutritional demands are very high, according to her, what you need to understand is that sports nutrition is based on a solid general nutrition foundation which can apply to anyone: young, old, athletic or sedentary.
Dr. Ryan is among the industry experts responsible for establishing Herbalife as a global leader in sports nutrition. She was tasked to design and manage sports clinical trials of Herbalife-sponsored athletes around the world. Aside from the LA Galaxy and Barcelona FC, high profile sports teams that she worked with included Pumas FC, CR Flamengo, and Liga of Equador.
Herbalife Nutrition is a global nutrition company whose purpose is to make the world healthier and happier. They have been on a mission for nutrition - changing people's lives with great nutrition products and programs since 1980.
Herbalife Nutrition has over 8,000 employees worldwide and is traded on the New York Stock Exchange (NYSE: HLF) with net sales of approximately $4.5 billion in 2016.
"We have been hitting milestones since we started operating in 2016. And we are excited for what 2018 has to offer to our growing number of retailers, consumers and partners, and I believe that now is the perfect time to tell everyone about how we are empowering the Filipino MSMEs. The platforms we built over the years brought financial technology to many communities, but still, only the big businesses were able to realize the advantages. Our goal is to bring the innovations to the broader base of Filipinos, a type of inclusion wherein every Filipino enjoys the convenience and benefits of emerging technology. We are working to make the technology readily available to all barangays and community stores so that they would be able to do digital transactions and spur economic growth. Our objective is to penetrate more areas, especially those where banks and payment centers are minimal or nonexisten.”~JG Puzon, President and CEO of POSIBLE.NET
Who doesn't want to have their own business, Right? But what if you have 2 or 3 more businesses that you handle, are they booming or successful? But the important question is how can you level up business so you can reach more customers and generate more income? The new year presents many opportunities for the Filipino retail entrepreneur. There are a lot of business to think of but what business will really suit you? As we recognize the growing role of Filipino MSMEs in the ever-changing digital economy, it is important to give light to the opportunities that Enable them. One of these enablers is POSIBLE.NET. This all-in-one digital transaction platform is creating positive change for both retailers and consumers.
The POSIBLE device serves as the main portal for retailers and cnsumers to harness the power of the digital network.
It now has over 1,500 retailers and has generated over 1.5 billion pesos worth of transactions in less than 2 years of operation. It was also chosen as one of the Top 15 finalists at the prestigious DBS-NUS Social Venture Challenge Asia (SVCA) Awards last September 2017 in Singapore. POSIBLE.NET was the lone Philippine entry in the Enterprise category.
POSIBLE.net is your trusted digital transaction partner that helps you start your own business or level up your current store. With POSIBLE.net, you can now enjoy more savings, be more productive with its comprehensive financial service platform that enables you to avoid dealing with horrendous traffic and bad weather.
JG Puzon, President and CEO of POSIBLE.NET
Mr. Puzon has always believed in the innate talent of the Filipino - how we make seemingly impossible things, possible! He has a total of 20 years of experience in building startups in technology, logistics, media and outsourcing. JG is the Founder and CEO of OksPinoy & Telepondo, Inc. that achieved an annual revenue of Php 500M in 5 years. Mr. Puzon got his Masters Degree in International Corporate Strategy from Hitotsubashi University, Tokyo Japan. He graduated from California State Polytechnic University, Pomona, California with the degree of Bachelor of Science in Industrial Engineering.
DTI Usec. Zenaida Maglaya, Regional Operations Group
Ms. Maglaya, is currently Undersecretary for Regional Operations- the Department’s implementing arm in ensuring sustainable development of the micro, small, and medium enterprise (MSME) sector thru banner programs such as the Shared Service Facilities (SSF), SME Roving Academy, Negosyo Centers, the National Industry Cluster Capacity Enhancement Project (NICCEP), and Business Continuity Plan (BCP) for MSME resiliency. She is also currently the co-host of DTI’s Business Education Program “Negosyo At Iba Pa”, aired at DZRH and its affiliate stations nationwide at 6-7:30 p.m. every Wednesday.
Gerwin Lim, Senior Supervisor for Operations and Support of POSIBLE.NET
Mr. Lim, a graduate from Adamson University with the degree of BS Biology, has five years of experience in Operations and Management. He has also been in Customer Support and Collections for more than five years now. He was featured in My Puhunan last December 2016 to talk about POSIBLE.NET.
Jerwin Lavilles, Chief of Products and Markets of POSIBLE.NET
Mr. Lavillers, has 17 years of professional work experience in IT and Management Consulting, Project Management and Telco Product Development. He is the Head of Business Development of OksPinoy, a company that specializes in Internet and mobile communications technologies, and is responsible for building a global network of partners and customers turning over a half a billion peso in annual revenues. Jerwin graduated Cum Laude from Ateneo de Manila University with the degrees of BS Physics and BS Computer Engineering.
POSIBLE.netis a digital transactions platform that is designed to help small and medium entrepreneurs in the country, making it the preferred partner of sari-sari stores, laundromats, bakeries, barber shops, and other community-based businesses.
Accessed via the user-friendly POSIBLE device, its comprehensive services include utility bills payment, select government fees, money services, micro-insurance, mobile loading, online gaming credits, and ticketing. Each transaction also comes with a confirmation receipt, gaining the trust of consumers.
The POSIBLE team has been together for the last decade and is responsible for several pioneering innovations in the field of telecommunications and mobile commerce.
According to Bangko Sentral ng Pilipinas (BSP), up to 36 percent of towns and cities in the Philippines still do not have access to banks and it takes 21 minutes on average for a consumer to go to the nearest financial access point. Given this, Puzon believes POSIBLE.NET plays an important role in attaining financial inclusion in the Philippines by bringing digital transactions closer to all communities.
As a result, POSIBLE.NET was recognized as one of the Top 15 ventures in Asia at the DBS-NUS Social Venture Challenge held in Singapore last September 2017, an annual competition to determine the most innovative ideas and enterprises. It was the sole Philippine entry in the Enterprise category.
POSIBLE.net, founded two years ago, currently offers more than 300 digital services to over a million Filipino consumers and has already generated close to P2 billion worth of transactions.
About POSIBLE.NET POSIBLE.NET is a fintech and digital services provider based in Makati City that offers bills payment, money services, and mobile loading among others. It is one of the biggest Business-to-business-to-Consumer (B2b2C) networks in the country. To learn more about POSIBLE.NET, visit their website at posible.net.
